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Step-by-Step Guide: How to File Taxes for Beginners with Ledger

BlueNotary’s Ledger feature makes it easy for notaries to stay organized year-round. This guide will walk you through the process step-by-step.

Step 1: Gather Your Documents

Before you start filing, make sure you have all the necessary paperwork. Here’s what you may need:

Personal Information: Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).
Income Documents: W-2s (for employees), 1099s (for freelancers or self-employed individuals).
Bank Information: For direct deposit of your refund.
Business Expenses: Receipts, invoices, mileage logs, and other deductible expenses (this is where BlueNotary’s Ledger) can help!

Step 2: Choose a Filing Method

There are a few ways to file your taxes:

Use Tax Software: Programs like TurboTax, H&R Block, or IRS Free File can make the process easier.
Hire a Tax Professional: If you’re self-employed or have complex finances, an accountant may be helpful.
File by Mail: You can fill out paper forms and mail them to the IRS, though this takes longer.

Step 3: Determine Your Filing Status

Your tax filing status affects your tax rate and deductions. Common statuses include:

Single
Married Filing Jointly
Married Filing Separately
Head of Household (for single parents or caregivers)

Step 4: Report Your Income

Enter all sources of income from your W-2s and 1099s. If you’re self-employed, report all earnings and keep track of expenses to reduce taxable income.

Step 5: Claim Deductions and Credits

Deductions and credits help lower your taxable income. Common ones include:

Standard Deduction: A fixed amount that reduces your taxable income
Business Expenses: Office supplies, mileage, and home office deductions
Education Credits: If you took job-related courses
Child Tax Credit: If you have dependents

Step 6: Calculate Your Taxes Owed or Refund

Once deductions and credits are applied, your tax software or professional will calculate how much you owe or how much you’re getting back.

Step 7: File and Pay (If Needed)

E-file: The fastest way to submit your return to the IRS
Paper File: If filing manually, mail it to the appropriate IRS address
Pay Any Taxes Due: Use the IRS payment portal, check, or money order if you owe money

Step 8: Keep Records

Store copies of your tax return, receipts, and any supporting documents for at least three years. BlueNotary’s Ledger feature can help track your finances year-round!

Final Tips

File early to avoid last-minute stress.
Use direct deposit for a faster refund.
Consult a tax professional if you're unsure about deductions.

By following these steps, you can confidently file your taxes and maximize your refund!

Updated on: 22/02/2025

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